Credit card casinos provide a fast and secure way to fund your account, giving you instant access to real money games.
Check out the best credit card casinos below, where you can easily deposit, and some even allow withdrawals directly to your credit card.
In This Guide
- 1 Five of the Best Credit Card Casinos in the US
- 2 Credit Card Casinos Compared
- 3 Pros and Cons of Credit Card Casinos
- 4 Best Credit Cards for Online Gambling
- 5 What to Look Out for When Choosing a Credit Card Casino
- 6 Types of US Casinos that Accept Credit Cards
- 7 Credit Cards vs. Other Deposit Methods
- 8 Bonuses Available at Top Credit Card Casinos
- 9 How We Rate Best Credit Card Casinos
- 10 Responsible Gambling at Credit Card Casinos
- 11 Final Thoughts: The Best Credit Card Casinos
- 12 Credit Card Casino FAQs
Five of the Best Credit Card Casinos in the US
We’ve reviewed the top online casinos to find you the best Visa casino and Mastercard casino sites. Here’s a closer look at some of the best options.
BetWhale – Best Credit Card Casino for Zero Fees
BetWhale Casino doesn’t require deposit or withdrawal fees, while some credit card casinos charge fees of up to 10% or more.
We also recommended BetWhale for its flexible banking methods. Depending on your country, you can withdraw via credit cards – something uncommon at many offshore casinos that accept US players.
BetWhale’s $150 minimum withdrawal on all methods is a bit of a drawback, and we’d also like to see a faster payout time. The current withdrawal timeframe is 1-3 business days.
But with no fees and credit card withdrawals, it’s hard to complain.
Pros
- No fees on deposits or withdrawals
- Cash-out with credit cards
- 24/7 Customer Support
Cons
- $150 minimum withdrawal
- Mediocre payout time at 1-3 days
Raging Bull Casino – Best Loyalty Program
Raging Bull offers one of the best VIP programs we’ve seen at casinos that accept credit cards.
You don’t need to be a top-tier member to enjoy great rewards, just being at the Bronze Bull level gets you deposit bonuses, daily free spins, and cashback.
On top of that, you can join tournaments daily that include $100 freerolls and buy-in events with prize pools up to $10,000. While we’d love to see Raging Bull eliminate the 3-10% fees on card deposits, the other benefits definitely make it worth your while.
Pros
- Premium rewards program
- Instant deposits with major credit cards
- Visa Online Casino
Cons
- 3-10% credit card fees
- One software provider (RTG)
Wild Casino – Best for Bonuses
Wild Casino makes it super easy to fund your account with credit cards like Visa, MasterCard, American Express, and Discover so you can start playing right away.
To make credit card deposits even smoother, Jumba Bet suggests tips like using odd amounts (e.g., $53 instead of $50) or spacing out attempts every 10-15 minutes.
While deposits are instantaneous, withdrawals can only be done via bank wire transfer, money order, or check by courier. If you ever run into issues, their customer support team is available 24/7 to help you out.
Pros
- Accepts Visa, MasterCard, American Express, & Discover for immediate deposits
- Designed for US players
- 24/7 customer support for payment assistance
Cons
- Limited withdrawal options
- Need to first sign up to view payout restrictions
Black Lotus – Best for Fast Payments
Black Lotus Casino is a top choice if you’re looking for fast credit card payments. They accept Visa and MasterCard, meaning deposits are instant, and you can start playing immediately.
The minimum deposit with a credit card is $30, and you can deposit up to $1,000, which is much higher than other credit card casinos. For withdrawals, Black Lotus offers a quick turnaround time with credit cards.
Once your KYC documents are in place, your withdrawal is usually processed within 24 hours. The minimum withdrawal is $150, and you can cash out up to $2,500. While credit card deposits are processed instantly, withdrawal times are longer, so plan accordingly if you need quick access to your winnings.
Keep in mind that KYC verification is required before withdrawals are approved. If you’re looking for a reliable, fast-moving casino, Black Lotus is definitely worth considering.
Pros
- Accepts Visa and MasterCard
- Instant credit card deposits
- Offers 1,000+ games
- 24/7 customer support
Cons
- Minimum withdrawal amount of $150
Bovada – Best for High Limits
Bovada is our top pick if you’re looking for a high-stakes casino that accepts credit card deposits. You can cash out up to $90,000, making it a great choice for those who want to play big.
The casino also offers a huge welcome bonus of up to $3,750, and the high-roller experience doesn’t stop there. You can bet up to $2,500 on live baccarat and place $1k bets on other live games.
For progressive slots fans, Bovada has the Hot Drop Jackpots network, which connects nearly a dozen games to three progressive jackpots reaching six figures!
Just a heads-up, Bovada doesn’t charge fees on credit card deposits, but your bank might add a fee of up to 15.9%. If you’re okay with those potential charges, Bovada is a great choice for high stakes and big payouts.
Pros
- Huge max bets on live games
- Up to a $3,750 bonus
- Plenty of progressive slots
Cons
- Not many casino promos
Credit Card Casinos Compared
Our top credit card casinos all excel across the board, but we’d like to break them down in key areas like fees, payment options, game variety, and bonuses to help you find the best fit.
| Casino | Credit Card Fees | Payout Speeds | Credit Card Withdrawal |
|---|---|---|---|
| BetWhale Casino | None | 1-3 days | Yes |
| Raging Bull | 3-10% | 1-3 days | Yes |
| Wild Casino | None | 3-7 days | No |
| Black Lotus Casino | None | 1-3 days | Yes |
| Bovada | Up to 15.9% (charged by issuing banks) | Up to 24 hours | Yes |
Pros and Cons of Credit Card Casinos
You might wonder about the advantages of casinos that accept credit cards and why they’re worth choosing. We’ll discuss the benefits and downsides so you can decide if credit card casinos are right for you.
Pros of Credit Card Casinos
- Convenience: One of the biggest perks of online casinos that accept credit cards is how easy it is to deposit. Simply enter your card details (number, expiry date, CVV) and your deposit amount. The funds will appear in your account almost instantly.
- Security: Major card brands like Visa, Amex, and Mastercard offer strong fraud protection, identity verification, and zero fraud liability, keeping your information safe.
- Availability: Most online casinos accept Visa and Mastercard, and some of the best credit card casinos also accept Discover and Amex, providing you with plenty of options.
Cons of Credit Card Casinos
- Deposit Fees: While some credit card casinos cover the deposit fees charged by your bank, others don’t. A 3% fee is usually acceptable, but anything above 5-10% can feel a bit steep.
- Declined Transactions: Another issue is declined transactions, especially when using credit cards for US online casinos. Some Visa casinos also recommend contacting your bank to ensure your card is enabled for international transactions and online gambling.
- Overspending Risk: It’s important to be cautious when making a deposit at a credit card casino. The ease of use can make it tempting to overspend, which is one reason why many gambling authorities restrict credit card deposits.
Best Credit Cards for Online Gambling
You’ll want reliability, availability, and security when signing up for at a credit card casino. Below is an overview of the best credit cards to use when playing at these sites:
Visa: The All-Rounder
Visa is like the Swiss Army Knife of online gambling—it does it all, from convenience to availability.
You’ll find Visa at nearly every casino that accepts credit card deposits. A Visa casino offers lightning-fast deposits, trust, and fraud protection. The best online casinos that accept Visa are virtually everywhere these days and easy to find.
Mastercard: Reliable and Widely Accepted
Mastercard is the biggest rival to Visa at online casinos that take credit card payments. You’re almost guaranteed to see online casinos that accept Mastercard alongside Visa at a gaming site.
This card has other advantages beyond widespread accessibility, like top-notch fraud prevention and cashback on purchases.
American Express
Quite a few credit card casinos accept American Express as a payment option, including top casinos like Wild Casino. Where they are accepted, you’ll enjoy high deposit limits, strong security, and their chargeback policies.
Discover: For Cost-Conscious Players
This brand may not be as popular as Mastercard and Visa, but you’ll still see plenty of USA online casinos including NC casinos that accept Discover Card.
Discover is popular for its cashback incentives and special bonuses. It’s also notable for offering lower fees than competitors, helping you preserve your casino bankroll in the process.
What to Look Out for When Choosing a Credit Card Casino
You’ll generally be safe when using name-brand cards at the best credit card online casinos. Still, it never hurts to take extra precautions, so keep an eye out for the following:
Check Encryption
An encrypted casino that accepts credit card deposits ensures your transactions will be 100% safe from hackers. You can verify encryption by looking for a padlock in the relevant casino’s address bar.
Choose Licensed Casinos
The best credit card online casinos have a valid license (e.g. Gaming Control Anjouan) and a trustworthy reputation. A reputable gaming site improves the chances of you safely depositing with cards.
Set Deposit Limits
Some online casinos that accept credit card deposits let you set limits manually. The best-case scenario is being able to choose daily, weekly, and monthly deposit limits.
Avoid Using Public WiFi for Deposits
If you’re ever tempted to place deposit deposits at the nearest Starbucks or McDonald’s – don’t because public WiFI is unsecured. The one exception is if you’re using a quality VPN, which masks your IP address and adds another encryption layer.
Types of US Casinos that Accept Credit Cards
Different types of US online casinos accept credit card deposits and withdrawals. Here is a breakdown of the most popular ones we came across:
- Offshore casinos: These casinos operate outside US jurisdiction and often accept credit cards, offering you a wider variety of new slots online and bonuses.
- Sweepstake casinos: At sweepstake sites, you can use credit cards to purchase coins or credits to play games and potentially redeem cash prizes.
- VPN-Friendly casinos: These casinos allow you to access their services through a VPN, and many support credit card deposits for added convenience.
- Safe online casinos: Reputable online casinos prioritize your security and offer credit card deposits with advanced encryption measures.
- Fast payout casinos: Many casinos that accept credit cards also focus on quick withdrawal times, ensuring you receive your winnings without delays.
No matter which type of casino you choose, it’s important to play responsibly and review the site’s payment terms to avoid surprises.
Credit Cards vs. Other Deposit Methods
Here’s a quick look at how credit cards stack up against other popular payment methods available at most credit card casinos.
| Payment Method | Pros | Cons |
|---|---|---|
| Credit Cards |
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| eWallets |
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| Crypto |
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| Bank Transfers |
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| Prepaid Vouchers |
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Bonuses Available at Top Credit Card Casinos
Top credit card casinos know how to roll out the red carpet with amazing bonuses. Here’s what you can expect when depositing with a card:
Match Deposit Bonuses:
Match deposit bonuses are a staple of online casino promotions. These bonuses match your deposit up to a certain amount, giving you extra funds to play with.
For example, BetUS offers a fantastic 200% match bonus up to $5,000 on your first card deposit. To claim it, just deposit at least $50 and use promo code CAS200. Keep in mind there are 30x wagering requirements, and the offer expires in 7 days.
Cashback Offers:
Not every session will be a win, but with cashback, you won’t leave empty-handed. Many casinos offer a percentage of your losses back to soften the blow.
Wild Casino, for instance, gives weekly 10% cashback up to $250 for losses from Monday to Thursday. Just play for real money (excluding live casino games) to qualify.
VIP Rewards:
Credit card deposits often unlock VIP programs that reward you for loyalty and frequent play. Bovada, for example, has a simple loyalty program where you earn points with every real money game you play. You can then trade those points for cash.
No Deposit Bonuses:
Want a bonus before you even make a deposit? Some new casinos offer no deposit bonus bonuses to get you started.
Raging Bull Slots offers up to 50 free spins when you register, with no deposit required. Be sure to check the site for updates, as promotions may change.
How We Rate Best Credit Card Casinos
You’re not virtually swiping your card for fun when choosing a casino that accepts credit cards—you’re investing money and trust.
That’s why we take our recommendations seriously and carefully consider the following aspects when judging casinos.
Security & Licensing
We only recommend licensed casinos. Licensing ensures strict standards for encryption and player protection. For example, BetWhale Casino is licensed by Anjouan, which mandates high-level security for all transactions.
Payment Processing Efficiency
Fast, seamless payments are essential. Top casinos ensure instant deposits and quick payouts. At Bovada, for example, deposits are instant, and most withdrawals are processed within 24 hours.
Game Selection & Quality
A great casino needs a wide variety of games. We prefer casinos with hundreds of options, including slots, blackjack, roulette, and live dealers. All our recommended sites regularly add new games from leading providers like Microgaming and NetEnt to their websites and casino apps.
Customer Support
24/7 support is a must. A Visa casino will make it easy to reach friendly staff through live chat or email to ensure your issues are addressed immediately.
Bonuses & Promotions
The best online casino bonuses offer value, and generous promotions matter to us. Raging Bull Casino, for example, offers a 250% casino welcome bonus and ongoing promotions plus VIP rewards from the start.
Responsible Gambling at Credit Card Casinos
It’s important to stay financially responsible when using a credit card at online casinos. The goal is to have fun, not gamble on credit or get into financial trouble.
Before you start, take a look at your finances and set a monthly bankroll (e.g., $200). Having a clear budget helps you stay on track and avoid overspending or maxing out your card.
Many online casino credit card casinos are aware of the risks and offer tools to help you manage your spending. Features like deposit limits, timeouts, and self-exclusion can keep you in control.
Even if you play responsibly, consider using these limits. They add an extra layer of protection, just in case emotions take over during a losing streak.
Final Thoughts: The Best Credit Card Casinos
We’ve handpicked some of the best credit card casinos out there, and we’re confident you’ll have a great experience at any of them.
Each of our recommended sites has strong security, accepts a range of cards, and has a solid reputation. Plus, if you’re looking for specific features like competitive welcome bonuses or the latest real money slots, these casinos have you covered.
Credit Card Casino FAQs
Can I use credit cards at any online casino?
What if my credit card transaction gets rejected?
How do I find a safe credit card casino?
Are there slots that accept credit cards?
Are credit card casinos legal in the US?